NAPFA VOLUNTARY GROUP
LONG-TERM DISABILITY PLAN
We welcome you to the NAPFA LTD Plan area of our website, created to assist NAPFA members and their employees with the review of and application to this plan.
A good place to start is to review the most Frequently Asked Questions found in the FAQ link above. Once you have done this, you will realize just what a unique and valuable offering this is to NAPFA members and their employees.
To receive guarantee issue coverage, you must be a new member of NAPFA (within 60 days), a current employee of a new member, or a new employee of a new or existing member. All participants must work a minimum of twenty hours per week. Members are eligible to enroll immediately, and employees must have been employed for 90 days before they are eligible to enroll and then will have 60 days from that point in which to enroll and receive guarantee issue coverage.
You'll find links to help you calculate your premium and benefits and to apply for the plan, all of which is done electronically for your convenience. Plan members will also find a link to "Update My Benefits", which you can do annually to keep your benefits in line with your compensation. A Change Form is available for bank account or other changes.
We want to thank you for your interest in this exciting member benefit and invite you to contact us with any additional questions you may have about the plan.
John Ryan, CFP®